credit history

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Tags: loans

Record of a borrower’s payment behavior that reflects his or her ability to repay a loan.
(Read more: http://www.businessdictionary.com/definition/credit-history.html#ixzz38BUkexTF)
In many countries, a negative record of an individual’s or company’s past borrowing and repaying, including information about late payments and bankruptcy.
(source: http://en.wikipedia.org/wiki/Credit_history)

Synonyms:
credit report
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